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USA & UK · Chartered Accountant · QuickBooks ProAdvisor

Expert bookkeeping for Small Businesses.

Running a business is hard — your finances shouldn't be. We deliver monthly bookkeeping with real insight, for ambitious businesses across the United States and United Kingdom.

Book Free Consultation
★★★★★Trusted across US & UK
Integrated stack

We work with the apps you already use.

No switching, no rebuilds — we plug into your existing cloud stack from day one.

QuickBooks
Xero
Sage
MYOB
Zoho Books
HubSpot
Google Workspace
Microsoft 365
Slack
Gusto
Stripe
PayPal
QuickBooks
Xero
Sage
MYOB
Zoho Books
HubSpot
Google Workspace
Microsoft 365
Slack
Gusto
Stripe
PayPal
Why Fiscal Veda

Most bookkeepers stop at clean reports.
We start with what they mean.

Anyone can categorise a transaction. Most accountants finish there — tidy P&L, balance sheet, silence. We go further, because what you actually want to know isn't "are the books clean?" — it's "what does this mean for my business?"

01

Insights, not just reports

A 3-line monthly summary — what changed, what to watch, what to act on. Read it in under a minute.

02

Owner's perspective

Founded by a CA who ran a real family business. We know what month-end actually feels like.

03

Quietly obsessive

Categorisation accuracy. Reconciliation discipline. AR/AP tracking. The boring craft, done exactly right.

04

One person who knows you

Not a rotating team. One dedicated bookkeeper who learns your business and stays with it.

Services

Your complete finance team — one dedicated bookkeeper.

Monthly Bookkeeping

Every transaction categorised by a human expert — no automated guesswork.

Bank Reconciliation

All accounts matched against statements. Not a single penny unaccounted for.

Monthly Reports

P&L, Balance Sheet & AR/AP — delivered by the 10th, every month.

3-Line Insight

What changed, what to watch, what to act on. Plain English, every month.

Books Cleanup & Catch-Up

Historical catch-up, corrections and clean opening balances.

QuickBooks & Xero Setup

Fresh setup or clean migration from desktop / spreadsheets.

AR / AP Management

Invoicing, collections, bill capture, vendor reconciliations.

Year-End & Tax Ready

Books closed, workpapers and tax-ready packs for your CPA.

Dedicated Bookkeeper

One expert who knows your business — chat, call or email, always reachable.

How we work

Your monthly bookkeeping rhythm.

Six steps. Every single month. Same discipline, every time — so nothing is ever missed and you always know exactly what to expect.

01

Sync bank feeds

Every transaction imported securely. Bank, credit cards, loans — all connected and ready.

02

Categorise with care

No automated guesswork. Every entry reviewed and tagged correctly by a human expert.

03

Reconcile every account

All accounts matched against statements. Not a single penny unaccounted for.

04

Report cleanly

P&L, Balance Sheet, AR/AP delivered by the 10th of every month, without exception.

05

Insight in 3 lines

What changed, what to watch, what to act on. Plain English, every single month.

06

Review together

A quick call if you want one — to go through the month together. Optional. Never charged extra.

CA Nikunj Rathi, Founder
Books Reconciled
April 2025 · On time
Revenue Trend
↑ +18% this quarter
Monthly Insight
Cash runway +3 months
AR improved 22%
Tax Filed
FY 2024–25 · USA & UK
Founder

Hi, I'm Nikunj.
I've been on both sides of the books.

CA · ICAIAIR 201412 yrs experienceRegistered Valuer

I qualified as a CA with an All-India Rank in 2014. Then I went into my family business — and watched my father do something most accountants never see: running a real company while managing the books simultaneously. Late-paying clients. Tax deadlines. P&Ls he barely had time to read. The numbers were clean, but they weren't telling him anything useful. I started Fiscal Veda because business owners deserve more than tidy reports — they deserve a partner who understands what those numbers actually mean.

— Nikunj Rathi
What clients say

Don't take our word for it.

★★★★★

"Three years of tangled books, sorted in two weeks. The monthly insights are what keep me — I finally understand my own numbers."

F
Founder
Austin, USA
★★★★★

"Switched after 8 years with our old firm. Same accuracy — but the access and the insight are completely different. Night and day."

D
Director
Manchester, UK
★★★★★

"Nikunj's 3-line monthly summary is clearer than anything my old accountant produced in 40 pages. That is the whole value."

O
Owner
New York, USA
Transparent pricing

Honest pricing, upfront. No runaround.

Two simple ways to work with us. Pick what fits — switch anytime.

Hourly
$15/hr

For ad-hoc cleanups, catch-up work, or projects with a clear scope. Tracked transparently, billed honestly.

Most chosen
Monthly retainer
Custom

Predictable pricing scaled to your transaction volume. Most clients land between $250 and $900 per month.

Free for you

A monthly bookkeeping checklist to keep.

Even if you never hire us — download our 1-page checklist of the 12 things every small business should reconcile each month.

  • Cash & bank reconciliations
  • A/R and A/P aging reviews
  • Sales, payroll & expense checks
  • Month-end close & reporting
Instant download

Get the free checklist

We'll never share your details. One quick note from us, then only if you ask for more.

Let’s get started

Ready when you are.

Free 30-minute consultation. No obligation. Real answers.